BOA有一筆帳很奇怪 - 洛杉磯

剛剛上網看了一下BOA的帳戶
最新一筆有一個60元的扣款
標題是CHECKCARD VESTA
內文是
This pending transaction refers to a purchase made with your Check Card.
When you use your Check Card to make a purchase, the merchant asks us to
authorize the transaction. When we approve a request to authorize a Check
Card transaction, in most cases we place an authorization hold on your
account. The authorization hold shows as a pending transaction in Online
Banking and reduces the available balance in your account by the amount
requested. Since the authorization hold reduces the available balance in
your account, your remaining available balance must be sufficient to
cover checks and other items that post to your account (such as in-person
and ATM withdrawals, electronic funds transfers, and other debits) or, you
may incur fees for overdrafts or returned items.
The authorization hold generally expires when the transaction posts to your
account or three business days after the request, whichever occurs first.

自己翻了一下不是很懂
想請問一下有經驗的人這是什麼意思
無緣無故被扣60好心疼阿>"<

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